Bernie Doyle



Bernie Doyle is a Certified Ethereum Blockchain Developer and owner of Refine Labs, a blockchain advisory, architecture and development company. He's  President of the Government Blockchain Association - Toronto Chapter

After years as a Financial Advisor (IIROC Licensed) he turned his attention to Fintech Software Development which he has been doing for 10 years.

Bernie is dedicated in delivering advanced educational presentations on ground-breaking software and cloud-based solutions, blockchain, distributed ledger technology and smart contracts for  a number of sectors, including fintech,  healthcare, charities and cryptocurrency. 

Bernie has been called a thought leader in the field of blockchain and is focused on connecting and educating  government, organizations, businesses and individuals about blockchain and cryptocurrencies.

Kashif Saleem



As the CTO of Refine Labs Kashif brings his considerable back ground in software development to the management of his team of 30+ developers. His team is equipped with a full stack of development skills across a wide array of industries and verticals. Kashif has significant exposure to the intricacies of many industries especially finance, these skills add to his capacity to deploy extremely thoughtful applications with intelligent and sensible UX. Kashif has managed complex development projects for many international clients. With this weight of deep development experience Kashif brings a powerful momentum to the Blockchain development capacities of Refine Labs.


Refine Labs leverages both on-shore and off-shore development resources.

Development teams are located in Toronto, London and Pakistan.